One research system, not a collection of chatbots.

Language models read and interpret. Fixed formulas do the maths. Every result is stored, so the record outlives the conversation.

01Sensor

Filings, prices, earnings calls, news, insider trades, 13F holdings, estimates and short interest arrive on a published schedule.

02Agent

Each specialist reads only its own evidence: the call, the guidance, the risk factors, the news, the bull and bear case.

03Engine

Valuation, scorecards, relationships and triggers are calculated by fixed formulas, never estimated by a model.

04Insight

The company dossier records what changed, why it matters and what to watch next, with the evidence attached.

Why Finbly instead of a blank chat

It works before you know what to ask

Filings, calls, relationships, triggers and past conclusions stay linked from one quarter to the next.

Scheduled sensors refresh the evidence, and material changes update the record. Nothing is re-researched from scratch.

Facts, estimates and opinions are kept apart, each with its source, date and freshness.

Built on the filingsKey financial facts are transcribed from the filings, validated, reconciled and checked against SEC XBRL.

AI with limitsModels classify, extract and summarise. They never do the financial maths and never fill in a missing number.

See the differenceThe same question, with and without Finbly’s evidence: one model, one prompt, figures checked against the filings by code.

Visible evidenceThe Research Agents page shows each specialist’s mandate, coverage and latest dated work.

Specialist coverage

Each number is read from the database that specialist writes to. A role with no stored output shows zero.

0Filing extractionTranscribe a filing into canonical, gated company financial data.

896Earnings-call analysisBrief each call and surface guidance, difficult Q&A, new risks and monitorable triggers.

0News briefingClassify news and explain the current company tape without inventing a catalyst.

268Filing-risk classificationExtract and classify the company's filed risk factors.

210Guidance extractionExtract structured forward guidance from earnings materials.

235Risk-pulse monitoringCompare current news with filing-derived risks and surface changed pressure.

238Thesis synthesisMaintain grounded bull, bear and watch cases from the assembled company substrate.

220Filing comparisonIdentify added, removed and materially reworded disclosures between filings.

228Management scorecardTrack explicit management commitments and resolve delivery over time.

301Supply-chain intelligenceInterpret dated supplier and customer events through reviewed company relationships.

11Competitive intelligenceInterpret dated rival developments within primary-source-reviewed competition arenas.

289Insider activity interpretationDistinguish open-market purchases, declared trading-plan sales and unclassified sales without inferring motive.

263Valuation interpretationExplain the expectations embedded in price and where deterministic valuation methods disagree.

302Analyst estimate revisionsTrack like-for-like changes in consensus EPS, revenue, price targets, rating distributions, upgrades and downgrades.

Building toward personal thesis monitoring

Saved portfolios, thesis memory, filing diffs and a management promise scorecard are next, built on the same company record.